7 Key Considerations for Retirement

Feb 28

Planning for retirement requires careful thought and preparation. Here are seven key considerations to ensure financial security and peace of mind:

Understand Social Security: Optimizing when to claim can significantly impact your retirement income.
Work After Retirement: Determine whether you'll work for enjoyment or necessity.
Prepare for Illness: Have a plan for covering medical expenses beyond Medicare.
Decide Where to Live: Assess whether you’ll need to downsize or relocate.
Adjust to Retired Life: Prepare for emotional adjustments like the "retirement blues."
Manage Market Risk: Plan for potential market downturns during early retirement.
Update Your Financial Plan: Regularly review and adjust your plan to avoid surprises.

In 2010, I started my career in financial services.

Making phone calls for independent advisors in Austin, TX, I quickly found myself drawn to the work.

By 2014, I was a licensed financial advisor, learning the ropes at firms like Edward Jones, Merrill Lynch, and Charles Schwab.

Over the years, I helped people at every stage of life:

Those just starting out.

Those at the end of their journey, focused on legacy.

And everyone in between.

Through it all, I prayed.

Prayed for God to guide me toward the most purposeful work I could do.

Eventually, it became clear—

My biggest impact would be helping people transition into retirement.

By creating secure, reliable plans, I could help people:

Feel confident.

Transition comfortably.

And focus on what matters most: faith, family, fitness, fun, and fulfillment.

That’s why I founded Retire With Swan.

We don’t just focus on numbers.

We focus on people.

To make the retirement transition easier, faster, and more transformational,

I crafted the Swan Song System and GRACE Framework.

These systems simplify the complexities of retirement planning.

They help you clarify your goals, protect your income, and build a roadmap to peace of mind.

If you’re planning your transition into retirement, I’d love to help.

And remember:

It’s never too late—or too early—to better plan your exit.

A Roadmap to Retirement