Do you offer virtual financial planning consultations?

Yes. We offer both in-person meetings at our Northlake office and secure virtual consultations for clients who prefer to meet online, so you can get advice from anywhere.

Do I have enough saved to be a client?

Our typical client has saved between $300k and $3M and plans to retire in the next 1–10 years. Many of our Northlake neighbors fall in that range. If you're close, let's talk — no judgment, just honest guidance.

How will my money be invested and guarded in a market crash?

We use a bucket strategy. Your growth bucket holds custom ETF/stock portfolios with dynamic guardrails, and your income bucket includes pensions, Social Security, and next-gen annuities if appropriate. These guardrails help throttle withdrawals when markets dip.

Terms of Use - Northlake, TX 76247 | CFP®

Terms of Use

Effective date: August 25, 2025

Who we are. Swan Capital Group, LLC, dba Retire With Swan (“RWS,” “we,” “us,” “our”) is a registered investment adviser in Texas and in other jurisdictions where exempt or otherwise permitted. Registration does not imply a certain level of skill or training. Advisory services are provided only under a written agreement after delivery of required disclosures.

Acceptance of Terms. By accessing this website (the “Site”), you agree to these Terms of Use and to our Privacy Policy. If you do not agree, do not use the Site. We may update these Terms at any time; continued use means you accept the changes.

SMS/Text Messaging Terms. By opting in, you agree to receive text messages from Swan Capital Group, LLC dba Retire With Swan (“RWS”) at the mobile number you provide. Messages may be sent using an automatic telephone dialing system or similar technology.

Program description. Messages may include appointment reminders, scheduling and service notifications, account or document alerts, educational content, and retirement-planning promotions related to RWS services.

Message frequency. Message frequency varies.

Charges. Message and data rates may apply.

Help / support. For help, reply HELP or contact hello@retirewithswan.com or 940-373-5877 during normal business hours.

Opt-out. You can cancel at any time by replying STOP. After you send STOP, we will send a single confirmation text and no further texts will be sent unless you re-opt-in.

Consent. Your consent to receive marketing texts is not a condition of any purchase or advisory engagement. You affirm you are the subscriber or customary user of the number provided and are 18 or older. You may opt in via our website forms with an SMS consent checkbox, by texting a published keyword to our messaging number, or by otherwise providing written consent.

Carrier disclosure. Delivery is subject to your carrier’s network. Carriers are not liable for delayed or undelivered messages.

Privacy. Personal information is handled under our Privacy Policy.

Changes. We may modify or suspend the texting program at any time. Material changes to these SMS terms will be reflected on this page with an updated effective date.

Contact. Retire With Swan, 1821 Red Bud Trl, Northlake, TX 76247; 940-373-5877; hello@retirewithswan.com.

No advice; no client relationship. Site content is educational and general in nature. It is not individualized investment, legal, accounting, or tax advice, and your use of the Site does not create an adviser‑client relationship. A relationship with RWS begins only when we both sign an advisory agreement and you receive required disclosures.

No offer or solicitation. Nothing on the Site is an offer to sell or a solicitation to buy any security or service in any jurisdiction where such offer or solicitation would be unlawful or where RWS is not properly registered or exempt.

Risks; no guarantees. Investing involves risk, including loss of principal. Past performance is not a guarantee of future results. Any targets, goals, or assumptions are illustrative and not predictions or guarantees.

Insurance and annuities. Insurance guarantees are subject to the claims‑paying ability of the issuing insurer. We may receive insurance commissions for placing insurance products, which is a conflict of interest. See our Form ADV for details.

Social Security and government references. We are not affiliated with the Social Security Administration or any government agency.

Calculators, tools, and illustrations. Any calculators, projections, or scenario tools on the Site are hypothetical, rely on user inputs and simplifying assumptions, and may not reflect fees, taxes, transaction costs, market conditions, or product features. They are not quotes or personalized advice and should not be the sole basis for decisions.

Third‑party platforms and links. Accounts may be held at third‑party custodians or broker‑dealers. When we reference those firms or link to their sites, you are leaving our Site. We do not control or warrant third‑party content or services.

Custody/SIPC notice (if applicable). If your account is custodied at a broker‑dealer that is a member of the Securities Investor Protection Corporation (SIPC), coverage is provided by that firm as described on its legal page. SIPC does not protect against market loss. Refer to the custodian’s official disclosures for current details.

Testimonials and case studies. If testimonials, endorsements, reviews, or case studies appear on the Site, we will disclose whether the speaker is a current client, whether any compensation was provided, and any material conflicts of interest. Testimonials are not representative and do not guarantee future results.

Intellectual property; limited license. The Site and its content are owned by RWS or our licensors and are protected by law. We grant you a limited, revocable, non‑exclusive license to access and use the Site for personal, non‑commercial purposes. You may not copy, modify, distribute, reverse‑engineer, or exploit the Site or its content except as permitted by law. CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the CFP Board.

Prohibited uses. You agree not to misuse the Site, including by attempting to gain unauthorized access, introducing malware, scraping, or using the Site for unlawful purposes.

Electronic communications. If you submit forms or request resources, you consent to receive communications (including email or SMS) related to your request. Message/data rates may apply. You may opt out as provided in each message.

Warranties and liability. The Site is provided “AS IS” and “AS AVAILABLE,” without warranties of any kind. To the fullest extent permitted by law, RWS disclaims all warranties and will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.

Governing law; venue. These Terms are governed by the laws of the State of Texas, without regard to conflicts principles. Exclusive venue lies in state or federal courts located in Denton County, Texas.

Changes; termination. We may modify, suspend, or terminate the Site at any time. We may suspend or terminate access for any violation of these Terms.

Contact. Retire With Swan, 1821 Red Bud Trl, Northlake, TX 76247; 940‑373‑5877; hello@retirewithswan.com.

Disclosures. See our Form ADV and Privacy Policy for additional information and conflicts disclosures.