A complete plan first. Implementation and management only by choice.

What It Is

One written plan before an ongoing relationship.

The Retire Blessed Income Blueprint is a complete stand-alone retirement-planning engagement—and the deliberate front door to the firm’s full ongoing work. It has a written scope and deliverables for the season when your portfolio stops being only a pile to grow and starts needing to support your life.

The plan brings together income, taxes, investment withdrawals, reserves, insurance review, estate priorities, and implementation priorities. The goal is not to sell a product. The goal is to create rules you can live with.

The $1,522 fee is intentionally subsidized so you can experience the planning before deciding whether to delegate implementation and investment management. After delivery, keep the plan and stop—or choose a separately documented ongoing service.

I would rather earn your ongoing trust through the planning work than require you to transfer accounts before you know how I think.

That is why the work starts with the retirement turn itself: what you need money to do, what could disrupt the plan, and what decisions need to happen in the right order.

The Swan Song System

The process keeps the plan from becoming a binder on a shelf.

The Swan Song System turns retirement complexity into an ordered sequence of work: organize, solve, execute, and review.

1

Get Organized

Accounts, income sources, expenses, policies, tax details, estate documents, and open decisions come into one view.

2

Solve With G.R.A.C.E.

We solve the plan in the right order: income first, then reserves, growth, taxes, and legacy.

3

Delegate and Execute

Each recommendation gets an owner, deadline, and action path so decisions turn into implementation.

4

Monitor and Manage

If you hire Retire With Swan for an ongoing service, scheduled planning reviews keep the plan aligned as markets, taxes, health, family, and goals change.

What Makes The Work Move

A strong Blueprint is collaborative, bounded, and documented.

Your written agreement controls the exact scope, delivery expectations, and meetings. These are the usual responsibilities and boundaries.

1

You provide the household picture

Current income, spending, accounts, benefits, tax returns, insurance, estate documents, goals, and the open decisions that brought you here.

2

Decision-makers participate

When the plan affects a spouse or partner, both people participate in the key conversations and confirm the household’s priorities.

3

Christopher coordinates the plan

Retire With Swan organizes the facts, models the connected decisions, documents recommendations, and names actions, owners, and sequencing.

4

Specialists keep their lane

Tax and legal questions are coordinated with the appropriate CPA, attorney, insurance professional, or other specialist. Retire With Swan does not provide legal or tax advice.

What You Receive

See the shape of the work before you buy it.

The Blueprint is designed to make the next decision visible: what the household is solving, which tradeoffs were considered, who owns each action, and when the plan should be revisited. The preview below shows the kind of structure the written work may use. It is illustrative, contains no client data, and is not individualized advice.

01 / Retirement Paycheck Map

What may fund life each month

Guaranteed incomeEssential spending Portfolio withdrawalsFlexible spending Cash reservesDisruptions and near-term needs

The written plan can coordinate Social Security, pensions, work income, portfolio distributions, timing, spending needs, and potential gaps.

02 / G.R.A.C.E. Coordination

One plan, solved in order

GIncome RReserves AAssets CTaxes ELegacy

Income, reserves and insurance, asset growth, tax planning, and estate and legacy priorities are considered together rather than as separate assignments.

03 / Decision Register

The reasoning stays attached to the action

Income timingAlternatives, assumptions, and tradeoffsHousehold decision

Withdrawal orderTax and cash-flow coordinationImplementation

Reserve and risk rulesTargets, triggers, and open questionsReview

04 / Implementation Roadmap

Recommendations become owned work

SequencePut actions in decision order.

OwnershipName the household member or professional responsible.

TimingDocument target dates and dependencies.

05 / Review Triggers

Know what should reopen the plan

LifeMarketsTaxesHealthFamilyGoals

The plan can identify the changes that should prompt a new decision instead of relying on the calendar alone.

Illustrative sample architecture only. It contains no client information, results, or recommendations. Your signed agreement controls the actual scope, analysis, meetings, and deliverables.

The G.R.A.C.E. Framework

The order is the philosophy.

A retirement income plan should not start with the portfolio. It should start with essentials, then build the rest of the plan in layers.

Each pillar below opens the deeper planning page for that part of the Blueprint.

G

Guaranteed Income

Cover essential expenses with income that keeps arriving even when markets fall.

Open the G pillar

R

Reserves and Insurance

Create margin for health events, home repairs, family needs, and other disruptions.

Open the R pillar

A

Asset Growth and Income

Turn the portfolio into an income engine with withdrawal rules and guardrails.

Open the A pillar

C

Comprehensive Tax Planning

Coordinate withdrawals, Roth conversions, Social Security, and RMDs across decades.

Open the C pillar

E

Estate and Legacy

Make beneficiary, giving, family, and legacy decisions by design instead of accident.

Open the E pillar

How We Start

From fit call to written Blueprint to optional ongoing help.

The process is intentionally sequenced. We determine fit first, organize the household picture, complete the paid written Blueprint, and then decide whether an ongoing service is the right next step.

1

Swan Fit Call

A short conversation to understand what you are trying to solve and whether Retire With Swan is the right planning partner.

2

Retirement Readiness Assessment

You complete the assessment so we can organize the retirement inputs: income, accounts, taxes, insurance, estate documents, spending, and open questions.

3

Retire Blessed Income Blueprint ($1,522)

If the fit is right, you pay a one-time $1,522 fee for the Blueprint. Your agreement identifies the planning subjects, deliverables, expected timing, and meetings, if any. At delivery, you can walk away with the work or consider a separate ongoing service.

4

Choose ongoing help, if you want it

Ongoing Wealth Management is the primary full relationship: ongoing planning plus discretionary management for $9,100 per year for an individual or $12,150 for a couple or household. The Bridge Window is the advice-only alternative at $5,811 or $7,500 when you want ongoing guidance but retain implementation control. Each is separate and optional.

How The Fee Works

The Blueprint is a one-time $1,522 written plan.

No commissions. No AUM. Flat Fee. Fees are not calculated as a percentage of assets.

$1,522 one-time fee for the written Blueprint

The Blueprint fee covers the complete project-based planning engagement described in your written agreement. You can keep the delivered work whether or not you choose an ongoing service.

The fee is intentionally subsidized because the Blueprint is the firm’s planning-first entry. The number $1,522 is also a personal reference to Proverbs 15:22 and the value of wise counsel. The engagement and its fee stand on their own; clients do not need to share my faith.

A one-time Blueprint credit can apply if your first Bridge Window or Ongoing Wealth Management agreement becomes effective within 180 calendar days after Blueprint delivery. The eligible credit is the lesser of the Blueprint fee actually paid and not refunded or $1,522, applied across the first six monthly billing periods.

If the ongoing agreement begins after the 180-calendar-day window, no Blueprint credit applies. The credit has no cash value, and any unused amount expires if the ongoing engagement ends before the sixth monthly billing period.

Retire With Swan is paid by clients and does not receive compensation from the sale of investment, insurance, or annuity products. The standard ongoing fees are flat and are not calculated as a percentage of assets.

Read How I'm Paid

Common Questions

Questions people usually ask before beginning.

Is the Blueprint a one-time plan or ongoing relationship?

The Blueprint is a one-time paid planning engagement with agreed deliverables. The Bridge Window and Ongoing Wealth Management are separate and optional after the Blueprint is delivered.

Do I need to move my investments to work with Retire With Swan?

Not before the first conversation. The Blueprint starts with fit and planning. If implementation requires account changes, that is discussed after the planning work identifies what is needed and why.

Is this only for wealthy families?

No. The best fit is not based only on being ultra-wealthy. The fit is strongest when a household is near retirement and needs coordinated income, tax, investment, insurance, and legacy planning.

What if I only need one specific answer?

The Blueprint is not built for isolated product shopping or one-off stock picks. It is built for households that want connected retirement decisions organized into one plan.

Why is the Blueprint fee $1,522?

The fee is intentionally subsidized because the Blueprint is the firm’s planning-first entry. The number is also a personal reference to Proverbs 15:22 and the value of wise counsel. The engagement and its fee stand on their own; clients do not need to share my faith.

Do I have to hire Retire With Swan after the Blueprint?

No. You can walk away with the delivered work. If you want ongoing planning without discretionary investment management, you can consider the Bridge Window. If you want ongoing planning plus discretionary management, you can consider Ongoing Wealth Management. Each requires a separate written agreement.

When does the Blueprint credit apply?

The credit applies only if your first Bridge Window or Ongoing Wealth Management agreement becomes effective within 180 calendar days after Blueprint delivery. The eligible amount is applied across the first six monthly billing periods. It has no cash value and does not carry indefinitely.

Ready to see if the Blueprint fits?

New Blueprint starts are limited each month so Christopher can remain directly involved in every plan. Check fit, discuss the decisions in front of you, and confirm the next available start window.

Check fit and current availability

20 minutes · Fit first · No pressure

A written retirement income plan for the season when savings begin supporting your life.